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A Partnership Between Landlords Who Have The Right Intentions And A Company With A Proven Track Record.
Our Services
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We specialise exclusively in HMOs. Not general lettings, not single lets, HMOs. That focus means every process, every system, and every member of our team is built around the specific demands of shared living for both students and professionals.
Whether you own one property or a portfolio, the level of service doesn't change. We handle everything from finding tenants to managing compliance, maintenance, and rent, so your property performs as it should without you being involved in the day to day.
What's included:
Marketing across major platforms, website, and social media
Tenant finding, referencing, and obtaining guarantors
Preparing contracts, handling deposits, and move-in paperwork
Regular property inspections and health checks
Licence and certificate management
Maintenance coordination and rent collection
Fire alarm testing
Legal notices and rent arrears management
End of tenancy check outs and off boarding
Dedicated portfolio manager
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A fixed, guaranteed rent every month, regardless of voids, arrears, or anything else. We take on full responsibility for the property, including all general maintenance, compliance, and running costs. In most cases we'll also refurbish the property at no cost to you before we start.
You get paid. We handle everything else.
With the Renters' Rights Act now in force, guaranteed rent also means guaranteed protection. No eviction battles, no arrears chasing, no uncertainty. Whatever happens with your tenants, your income doesn't change.
What's included:
Guaranteed income with no void periods
Full refurbishment at no cost to you
All bills, maintenance, and certificates covered
No agency fees
Agreements from 3 to 10 years
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Our Tenant Find Only service is ideal for landlords who want professional assistance with securing reliable tenants while managing the property themselves. We ensure your property is effectively advertised and that the entire tenant onboarding process is handled seamlessly.
What’s Included?
Marketing across major platforms, website, and social media
Tenant referencing and onboarding
Preparation and signing of tenancy agreements
Deposit registration and check-in inventories
Collection of first month's rent
Comprehensive tenant handover pack.
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From cosmetic refreshes to full HMO conversions, we manage the entire process, contractors, budgets, and timelines. We have an established network of trusted tradespeople and handle everything on the ground so you don't have to.
We can also help with design direction to make sure the finished property attracts the right tenants and commands the right rents.
What's included:
Interior design guidance
Planning permission and lawful development applications
HMO licence applications
Access to our supplier discounts
Regular project updates and full budget oversight
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We're actively looking to acquire HMOs and student portfolios across Liverpool. If you're considering selling, whether that's a single property or everything you own, we'd like to hear from you.
We have an active network of landlords and investors across Liverpool, which means we can often match sellers with the right buyer quickly and without the usual complications.
If you manage your own properties and want to step back, or you're a landlord looking to exit part or all of your portfolio, we can move quickly and make the process straightforward.
Get in touch and we'll take it from there.
Liverpool's HMO Management Experts
We don't do general lettings. We don't manage single lets. We specialise exclusively in HMOs, and that focus makes a difference.
To have your HMO operating as profitably as possible, you need a different approach. Since 2020 we've grown to manage hundreds of rooms across Liverpool, built a team around the specific demands of shared living, and been recognised by the industry for doing it well.
Work with an award-winning team with a proven track record across Liverpool's HMO market.
More Than Just an Agent
Most agents manage whatever you give them. We manage it like it's an investment.
That means we're not just filling rooms and collecting rent, we're thinking about how your property performs long term. Occupancy, tenant experience, rent levels, compliance, maintenance standards. Everything that determines whether your HMO actually delivers what it should.
With the Renters' Rights Act now in force, long term tenant retention matters more than it ever has. The properties that will perform best are the ones where the tenants actually want to stay, and that comes down to how the property is managed day to day.
We call it world class basics. Getting the fundamentals right, every time, without exception. Communication, maintenance, compliance, tenant experience. Nothing flashy, just done properly.
We manage every property as if it were our own. The goal is always the same, a better performing investment and a landlord who never has to worry about it.
#GetCosi
#GetCosi
Our Story
Founded during the 2020 lockdown, Cosi Living began as a way to manage our own properties, with no initial intention of offering our services to others. However, as we refined our approach and received enthusiastic feedback from a few landlords who entrusted us with their portfolios, we realised we were onto something special. Their early trust and honest feedback shaped our DNA: a relentless focus on world class basics.
By closely listening to what landlords valued (and didn’t) in a management agency, we built a service model around transparency, operational excellence, and a commitment to sustainable, long term success.
As we grew, so did our ambition. In late 2022, we rebranded from J.O. Property Group to Cosi Living, extending our offering to HMO landlords across Liverpool. The recognition we received at the HMO Awards, alongside the decision of respected landlords with 30+ years’ experience to join us, signalled a strong endorsement of our approach.
Since then we've broken through 100 managed properties, opened our first high street office on Smithdown Road, and picked up multiple industry awards, including winning at the inaugural HMO Awards 2025. We're more motivated than ever to keep raising the standard of HMO management in Liverpool.
To the future – building a brand that tenants trust and landlords can rely on.
What Our Landlord’s Say About Us
“The professionalism and attention to detail is first rate from tenant vetting, reference collection, management of maintenance and rent collection. The properties are well run and I have satisfied tenants, I am very happy with the service I receive and can thoroughly recommend to other landlords.”
Paul, Landlord
“I contacted Cosi as I was in the middle of a refurb and the previous management company had lost control of the project. I met Olivia and Joe onsite, the rest is history. A few months later the refurb is complete to an extremely high standard, with absolutely no fuss. What a breath of fresh air!! I cannot recommend Cosi high enough. I'm looking forward to my next project with them.”
Mark, Landlord
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